I’m Going To Get Sued For This | Financial Audit
YouTube · alaid2ZoaBo
Quick Read
Summary
Takeaways
- ❖Jade, a 28-year-old trans barber, was recently fired from her job due to attitude issues, not discrimination as she claimed.
- ❖She has no clear understanding of her income or expenses, making financial planning impossible.
- ❖Jade was evicted from a hotel provided by the show for being disruptive and making false claims about room conditions.
- ❖Her primary income source is from 'simps' who send her money, averaging around $1,000 per month.
- ❖She carries significant debt, including a $26,000 car loan at a 20% interest rate and multiple credit cards in collections.
- ❖Jade's gender-affirming breast augmentation was paid for by Colorado taxpayers, a fact she openly admits to 'abusing the system' for.
- ❖She plans to move to New Jersey without a job lined up, despite higher cost of living and being blacklisted by her former employer's chain.
- ❖Jade spends money on non-essential items like Bratz dolls, even while struggling with debt and unemployment.
Insights
1Employment Instability and Lack of Financial Tracking
Jade was fired from her barber job due to an 'attitude problem' and has no clear understanding of her past income or current financial standing, making it impossible to plan for her future. She claims to have made $60,000 last year but cannot manage a $60 credit card payment.
Guest states she was fired 'like a week ago' () and doesn't know how much she makes (). Host notes she was behind on payments immediately () and questions her $60,000 income against her inability to pay a $60 bill ().
2Hotel Eviction Due to Disruptive Behavior
The guest was kicked out of her hotel, provided by the show, for being disruptive and using abusive language towards the General Manager, after falsely claiming issues with hot water and AC to get a free night.
Host asks why she was at 8 AM () because she was kicked out of her hotel. A call to the hotel confirms the guest's companion used 'foul language towards him several times' and was asked to leave (). The hotel staff also confirmed the hot water was working ().
3Reliance on 'Simps' for Income
With no stable employment, Jade relies on 'simps' (individuals who send her money) for income, earning approximately $1,000 per month, sometimes for just talking or sending pictures, but also engaging in sexual acts for money.
Guest states, 'I have Sims that just like giving me money' () and 'I literally have a guy that's like Congratulations, you're paying for fake tits and a dick. Some guys like that.' (). She confirms earning 'like a grand' on average () and later admits to sexual acts for money ().
4Taxpayer-Funded Gender-Affirming Surgery
Jade's breast augmentation surgery was paid for by Colorado taxpayers through Medicaid, a system she admits to 'abusing' because she could get it for free.
Host asks about transition costs (). Guest states, 'Hormones, but but no, no, no, you got tats as well. Those were pretty free.' Host asks, 'Free. Why?' Guest replies, 'Oh, uh Colorado taxpayers.' (). She later adds, 'I did abuse the system. Cuz why would I pay for it if I can get it for free?' ().
5Extensive Debt and Poor Credit Management
Jade has multiple credit cards, including a Credit One card (known for bad credit), a $26,000 car loan at a 20% interest rate, and several accounts in collections for unpaid bills like Verizon and insurance, totaling over $30,000 in debt.
Host reviews a credit card with $468.48 owed (), a Credit One card with $492.34 owed () and closed due to being past due (), a $25,783.68 car loan at 20% interest (), a $3,243 Verizon collection (), and a $420 insurance collection ().
6Unrealistic Plans to Move to a More Expensive State
Despite being unemployed and in significant debt, Jade plans to move from Colorado to Wanaque, New Jersey, a location with a 15% higher cost of living, without a job or a concrete financial plan, relying on a friend's couch and the hope of retaining some clients.
Guest states she's moving to New Jersey (). Host checks data showing Wanaque is 29% above national average, 15% higher than Denver (). Guest admits she has no job lined up () and plans to stay on a friend's couch ().
Key Concepts
Personal Responsibility vs. Victimhood
The host repeatedly challenges the guest's tendency to attribute her problems (job loss, financial issues, hotel eviction) to external factors or perceived discrimination, emphasizing the importance of taking personal accountability for one's actions and financial decisions.
Financial Literacy Gap
The guest's inability to state her income, track expenses, or understand basic credit card terms highlights a significant lack of fundamental financial literacy, leading to poor decision-making and escalating debt.
Lessons
- Track all income and expenses meticulously to understand your financial situation and create a realistic budget.
- Prioritize paying down high-interest debt and collections to improve credit score and reduce financial burden.
- Build an emergency fund to avoid accumulating more debt during periods of unemployment or unexpected expenses.
- Seek stable and ethical income sources, rather than relying on inconsistent or potentially exploitative methods.
- Take personal responsibility for financial decisions and avoid blaming external factors, as this hinders problem-solving and growth.
Notable Moments
Guest's manager is called live on air to confirm reasons for firing.
This directly challenges the guest's narrative of victimhood and discrimination, providing objective, third-party confirmation of her disruptive behavior and attitude as the cause for termination.
Hotel staff confirms guest was kicked out for abusive language, not hotel issues.
This moment exposes the guest's pattern of fabricating or exaggerating claims to gain sympathy or advantage, further eroding her credibility regarding other allegations like sexual harassment and workplace discrimination.
Revelation that Colorado taxpayers funded guest's breast augmentation.
This sparks a heated debate on the use of public funds for elective surgeries and highlights the guest's admission of 'abusing the system,' which the host uses to underscore her lack of financial responsibility and entitlement.
Guest admits to making money from 'simps' and engaging in sexual acts for cash.
This reveals an unstable and potentially exploitative income stream, further emphasizing the guest's precarious financial situation and her willingness to engage in unconventional means to avoid traditional employment.
Quotes
"She's jealous that I'm a hot [__] and she can be She's Shrek. And not human Shrek."
"You're not a victim. You're in Colorado. No one gives a [__]. No one cares. No one gives a [__] that you're trans. Who cares?"
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"I did abuse the system. Cuz why would I pay for it if I can get it for free?"
"You're not promised tomorrow, no. But on the highest statistical likelihood chance that you will be here tomorrow, set yourself up for a better life and success."
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