SAVE Plan Tossed. Trump Admin Sued Over College Race Reporting. Black-Owned Music Royalties
Quick Read
Summary
Takeaways
- ❖The U.S. Court of Appeals for the 8th Circuit ordered the termination of the SAVE student loan plan, impacting 7 billion borrowers who are now in forbearance.
- ❖17 states are suing the Trump administration over new college reporting requirements (ACT survey) designed to identify affirmative action, citing excessive burden and political motivation.
- ❖The 'SAVE America Act' is criticized as a voter suppression bill, imposing strict voter ID requirements (like birth certificates or passports) and banning mail-in voting, disproportionately affecting minority and low-income voters.
- ❖Family mediation offers a private, confidential, and cost-effective alternative to court for resolving disputes over custody, visitation (co-parenting), child support, and divorce.
- ❖Connect Music, an AI-powered royalty intelligence platform, raised $80 million to help artists track earnings, understand audiences, and maintain copyright ownership, countering the traditional 'win-lose' dynamic of major labels.
- ❖A Missouri gerrymandered congressional map remains in effect despite legal challenges alleging constitutional violations and Trump administration pressure.
- ❖Chicago Mayor Brandon Johnson postponed a 'democracy zones' ordinance aimed at protecting polling places from federal immigration agents and safeguarding election workers.
- ❖The Trump administration is seeking Supreme Court intervention to expedite ending temporary deportation protections (TPS) for over 350,000 Haitian immigrants.
- ❖Fulton County DA Fani Willis's office was disqualified from the Trump election interference case, leading Trump and co-defendants to seek nearly $17 million in legal fees under a new Georgia law.
- ❖Lincoln University of Pennsylvania faces a lawsuit for alleged inadequate security leading to a fatal shooting at a homecoming event, despite prior warnings about crowd control and EMS access issues.
- ❖A federal appeals court ruled that a white first grader had First Amendment protections after being disciplined for a 'Black Lives Matter any life' drawing given to a Black classmate.
- ❖A lawsuit alleges the Memphis Grizzlies replaced Black security officers with white officers after a new director of team security was hired.
Insights
1SAVE Student Loan Plan Terminated by Appeals Court
The U.S. Court of Appeals for the 8th Circuit ordered the termination of the Biden administration's Saving on a Valuable Education (SAVE) plan. This plan was designed to offer more affordable repayment options, including $0 monthly payments for some borrowers. As a result, starting July 1st, 2026, federal student loan borrowers will be limited to a tiered standard repayment plan or a new income-driven program called the Repayment Assistance Plan. Approximately 7 billion borrowers currently enrolled in SAVE are now in forbearance and are not required to make payments during ongoing legal challenges.
The US Court of Appeals for the 8th Circuit has ordered the termination of the saving on a valuable education, also known as the SAFE plan. The Biden administration introduced the SAFE plan as a more affordable option for student loan repayment, providing greater flexibility that allowed some borrowers to make payments as low as $0 per month. According to a recent update from the US Department of Education, beginning July 1st, 2026, federal student loan borrowers will only have two repayment options, a tiered standard repayment plan or a new income driven program called the repayment assistance plan. The education department reports that approximately 7 billion borrowers are currently enrolled in the SAVE plan during the ongoing legal challenges. These borrowers have been placed in forbearance and are not required to make monthly payments.
2Trump Administration Sued Over College Race Reporting Requirements
Seventeen states filed a lawsuit against the Trump administration challenging new race, gender, income, and academic performance-based reporting requirements for universities. The 'Admissions and Consumer Transparency' (ACT) survey demands extensive admissions and student data related to diversity, equity, and inclusion, explicitly to ensure schools are not engaging in affirmative action. The lawsuit contends that the data collection places a significant burden on colleges, is costly, and could be used for politically motivated investigations, with non-compliant universities facing government penalties.
17 blue states filed a lawsuit against the Trump administration over new race, gender, income, and academic performance-based reporting requirements for universities. The lawsuit challenges the new admissions and consumer transparency supplement, the ACT survey, which requires universities to provide years of admissions and student data related to diversity, equity, and inclusion, all to ensure schools aren't engaging in affirmative action. The lawsuit says the sheer amounts of data sought through the ACT survey would place a considerable burden on colleges. Blue states say the reporting requirements are costly and could be used by the administration for politically motivated investigations. If universities refuse to abide, they will face government penalties.
3Family Mediation Offers Alternative to Costly Litigation
Family mediator Renard Crowley explains that mediation provides a private, confidential, and less stressful path for families to resolve disputes over parenting (decision-making), co-parenting schedules (visitation), financial support (child support), and divorce, without involving a judge. Unlike court, mediation empowers parents to control the outcome and reach agreements collaboratively. Mediators act as neutral parties, facilitating productive conversations and, if necessary, separating parties into different rooms (virtually or in-person) to manage high emotions. However, mediation is not suitable for cases involving abuse, neglect, or anything detrimental to a child, as mediators are mandated reporters.
Family mediator and conflict resolution specialist Renard Cwley... family mediation is a place where you can allow parents to come together without going to court... this is a process to where both parents are put in a situation where they are in control of the outcome... most common issues are you have you know the court looks at it as you got custody, visitation, child support... we don't call it the typical legal terms custody, visitation or child support. We look at mediation as different terms we use which is for custody we call it decision- making... visitation we call that co-parenting... child support it's called financial support of a child... as a mediator I'm a neutral person which means that I don't take sides. I don't hold any judgment... we can also meet separately... anything pertaining because again the mediation is is about the best interest of the child more importantly and as a mediator if it's anything in regards to abuse neglect or anything detrimental to a child mediation would not be a path forward...
4Connect Music Empowers Artists with AI-Powered Royalty Transparency
George Monger, CEO of Connect Music, details his AI-powered royalty intelligence platform, Connect Deck, which provides artists with transparency, ownership, and real-time insights into their earnings and audience data. The music industry's complexity often leads to artists struggling to receive their fair share, with billions in 'blackbox money' uncollected. Connect Music aims to simplify this by offering tools and financing that allow artists to maintain copyright ownership, unlike traditional major label deals that often require artists to give up rights to recoup advances. The platform helps artists make smarter career decisions by identifying audience demographics and geographic virality, as demonstrated by an artist who increased streams from 100 million to over a billion by hyper-focusing marketing efforts.
George Monger is the president and CEO of Connect Music, an AI powered royalty intelligence platform, all designed to give artists transparency, ownership, and real-time insight into their earnings and audience data... Mer recently raised $80 million to grow connect music... the music industry perhaps by design is ext is a complex space... there's almost a billion dollars every year of blackbox money, monies that should be collected and paid to those writers and producers... we wanted to build the operating system or the platform that would allow rights holders to focus on the creativity while still having access to the tools that major labels may have and have the financing that you would typically have to give up your copyright ownership... with the artist uh they're able to log in. We get our data directly from our streaming partners. So when when you can recognize that uh your your audience is in Texas, you probably shouldn't be spending marketing money in in California... One example, one of our artists, Don Trip, he started to work with us in 2023. He had just under 100 million streams. And because we hyperfocused in on his audience... he's now at more than a billion streams...
5The 'SAVE America Act' Framed as Voter Suppression, Not Voter ID
Congressman Al Green and Roland Martin criticize the 'SAVE America Act,' a proposed voter ID bill, as a 'sham' and a 'solution looking for a problem' designed to suppress votes, particularly in Black and low-income communities. They argue that while Democrats may support voter ID in principle, this specific bill imposes unnecessary burdens, such as requiring birth certificates or passports, which many citizens (especially older individuals, those born via midwifery, or women whose names changed after marriage) may not easily possess or afford. The act also bans mail-in voting except in extreme cases. The discussion highlights how Republicans often specify acceptable forms of ID (e.g., gun permits over student IDs) to disenfranchise specific demographics, making it a 'neuvo poll tax' by requiring citizens to purchase new identification to exercise their right to vote.
The Save America Act is trash and has no business being made law... This act would not allow me to vote with this piece of identification... I went in without a driver's license and I said I want to vote and they required me to get a um birth certificate... it is not as easy as some people might think for people to get a birth certificate... your birth certificate may not align with the what you have been identifying yourself with over the years. Women when they marry... their name, the last name won't align with what they have on the birth certificate... it imposes a lot of burdens on people that are unnecessary, especially given that we don't have a large number of people who are alleged to have voted improperly... In Texas, when they passed the law in Austin, they would not, if you were a student at a state university... you could not use your student ID to vote. But if you had a gun permit, you can use that... The Save America Act also bans mailin voting except in uh extreme cases... it is a latest form of some sort of neuvo pole tax when you have to now buy another ID so that you can vote.
Bottom Line
The termination of the SAVE student loan plan and the legal challenges to college race reporting signal a broader political and judicial pushback against policies aimed at increasing equity and affordability, potentially leading to higher financial burdens and reduced diversity in education.
This creates significant uncertainty and financial strain for millions of student loan borrowers and could reshape access to higher education, particularly for underrepresented groups. It also indicates a continued legal battle over the interpretation and implementation of diversity initiatives.
For financial advisors, there's an immediate need to guide borrowers through new repayment options and forbearance. For advocacy groups, it's a call to action to mobilize support for legislative solutions or further legal challenges to protect student and civil rights.
The 'SAVE America Act' exemplifies a sophisticated voter suppression strategy that leverages the seemingly innocuous concept of 'voter ID' to create significant barriers to voting, particularly for minority and low-income populations, by mandating specific, often difficult-to-obtain, forms of identification and restricting convenient voting methods.
This could lead to a measurable decrease in voter turnout among targeted demographics, shifting electoral outcomes and undermining democratic representation. The financial and logistical burden on individuals to acquire new IDs acts as a de facto poll tax.
Organizations focused on voter rights and civic engagement must educate communities on these specific ID requirements and provide resources for obtaining necessary documents. A counter-strategy could involve advocating for federal funding of free, universal voter IDs, as suggested in the episode, to expose the true intent of such restrictive laws.
Connect Music's $80 million funding round for an AI-powered royalty platform highlights a growing market demand for transparency and artist empowerment in the music industry, challenging the traditional exploitative models of major labels.
This investment validates a shift towards artist-centric business models that prioritize intellectual property ownership and data-driven career management. It could significantly alter how artists, especially those from underrepresented genres like hip-hop and R&B, monetize their work and build sustainable careers.
Entrepreneurs can replicate this model in other creative industries (e.g., publishing, visual arts, gaming) where creators often lack transparency and fair compensation. Investors should look for platforms that leverage AI and data to empower individual creators and disrupt established intermediaries.
Lessons
- If you are a federal student loan borrower, stay informed about the termination of the SAVE plan and prepare for new repayment options effective July 1, 2026. Consult the U.S. Department of Education for guidance on forbearance and future plans.
- For families experiencing conflict, consider family mediation as a private, cost-effective alternative to court for resolving disputes related to custody, divorce, or financial support, unless abuse or neglect is involved.
- Artists in the music industry should explore platforms like Connect Music that offer AI-powered royalty tracking and audience data to gain transparency, maintain ownership of their copyrights, and make data-driven decisions about their careers.
Quotes
"This is a process to where both parents are put in a situation where they are in control of the outcome. Whereas if you go before a judge, obviously that that falls, you know, that that'll happen with the judge. If you if we to go forward with him, he'll decide the outcome for you."
"The music industry perhaps by design is ext is a complex space and what we saw with the growth rapid growth of the music streaming business is an industry that's about $15 billion and about 5 billion of that usually comes from hip-hop and R&B, from black music."
"It's a solution looking for a problem. Uh that's what it is. Uh and and they don't want to be real about this. And and again, what they're trying to do is they're trying to gaslight folks by saying, 'Well, how dare Democrats uh be against this.'"
"This is a voter suppression. It is a latest form of some sort of neuvo pole tax when you have to now buy another ID so that you can vote."
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